Banking and Finance
Reinhart’s Banking and Finance attorneys counsel financial institutions, other lenders and borrowers in sophisticated financings and other strategic transactions such as mergers and acquisitions. We partner with our clients – taking the time to listen to their needs and getting to know their businesses. We are practical, efficient attorneys who focus on the business goals of our clients. Whether we are working on behalf of a growing business, facilitating the expansion of a bank’s footprint, or helping a municipality finance the development of a memorable community space, the results produced by Reinhart’s Banking and Finance team are on display across Wisconsin and beyond.
Our deep bench of Banking and Finance attorneys allows us to provide counsel on a wide range of specialized financing matters. The Banking and Finance team is composed of attorneys who focus on financing arrangements and attorneys who focus on the corporate and regulatory aspects of financial institutions. Together, these attorneys have extensive experience in all aspects related to the banking and financial industry.
We have broad experience in commercial lending facilities – including syndications, club deals and lines of credit – as well as the following kinds of transactions:
- Mezzanine, private equity and venture capital financings
- Public financing
- Tax credits, including new markets tax credits and historic tax credits
- Swaps and derivatives
- Intercreditor and subordination agreements
- EB-5 lending
In negotiating each type of transaction, we know what is “market” and what is not. But our attorneys are not beholden to following prior deals or form documents. Each matter is different, and we are constantly crafting creative solutions to real-world challenges.
We understand the time-sensitive nature of financing transactions and pride ourselves on completing deals on time and as efficiently as possible. We build and maintain long-term relationships and are constantly adding value to the transactions. For example, our fluency with various unique types of financings, such as new markets tax credits, means that we can suggest alternative structures and sources of funding.
Additionally, our Banking and Finance team works closely with members of the firm’s other practice groups. For example, we partner with the Business Reorganization Practice to counsel clients after borrower default or insolvency. We have extensive experience representing creditors in out-of-court workouts and in state and federal receivership, reorganization and bankruptcy proceedings. Finally, our Banking and Finance attorneys routinely collaborate with our corporate, real estate, tax, employee benefits, securities and environmental colleagues to ensure that our clients are receiving the necessary advice to achieve their objectives in a timely fashion.
Fifteen Reinhart attorneys are recognized as 2017 “Leaders in their Field” by Chambers USA.
Wautier elected to The Wisconsin Academy Of Sciences, Arts and Letters Board of Directors
Nineteen mergers or acquisitions involving Wisconsin-based banks were announced in 2016. Reinhart’s John Reichert commented on what is contributing to the increase in bank mergers and what’s being done in response.
On May 11, 2016, FinCEN published anti-money laundering rules for entities. These rules will go into effect May 11, 2018. Unlike so many other rules, these are relatively simple, but promise to create a substantial operational burden for financial institutions. There will be no “easy fix” programming solution for this one.
Wisconsin courts have wrestled with the issues posed by “zombie properties,” but a recent Wisconsin court decision has helped offer further clarity on foreclosure sale timeframes involving abandoned real properties in Wisconsin.
Wisconsin mortgagees seeking to foreclose a mortgage must follow the judicial foreclosure procedures laid out in Chapter 846 of the Wisconsin Statutes.